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FreeChecking |
EasyChecking Plus |
Money Management |
Classic50
(For Ages 50+) |
UltimateSelect Checking2 |
Ultimate Checking |
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For individuals who never want to pay a monthly service charge again!
FreeChecking is an efficient, economical way to manage a checking account.
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An account that earns a competitive rate of interest, with no monthly service charge, if the balance requirement is maintained, plus other banking benefits.
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With the ease of check-writing access to your money, and high rates of return, you can manage your money wisely, based on the balances in the account.
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If you're 50 or better, Classic50 will give you numerous free and discounted banking benefits.
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Earn higher interest rates with larger balances and enjoy the additional benefits of the Ultimate Checking Package.
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Balances are fully FDIC insured and enjoy additional benefits using our Ultimate Checking Package.
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Minimum Opening Deposit |
$100
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$100
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$100
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$100
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$2,000 |
$2,000
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Monthly Service Charge |
Free |
- $1,000 Minimum
Balance & Over
- No Charge -
- Under $1,000
Minimum Balance
- $12 Per Month -
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- $1,000 Minimum
Balance & Over
- No Charge -
- Under $1,000
Minimum Balance
- $25 Per Month -
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Free
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- $2,000 Minimum
Balance & Over
- No Charge -
- Under $2,000
Minimum Balance
- $15 Per Month -
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- $2,000 Minimum
Balance & Over
- No Charge -
- Under $2,000
Minimum Balance
- $15 Per Month -
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Interest Bearing |
No |
Yes |
Yes |
Yes |
Yes - potential to exceed 0.25% based on the balances in the account |
Yes - not to exceed 0.25%1 |
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Minimum Balance To Earn Interest |
N/A |
$1,000 |
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$ |
0 |
-
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$ |
9,999.99 |
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$ |
10,000 |
-
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$ |
24,999.99 |
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$ |
25,000 |
-
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$ |
49,999.99 |
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$ |
50,000 |
-
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$ |
99,999.99 |
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$ |
100,000 |
-
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$ |
249,999.99 |
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$ |
250,000 |
+
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$1,000 |
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$ |
2,000 |
-
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$ |
9,999.99 |
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$ |
10,000 |
-
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$ |
24,999.99 |
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$ |
25,000 |
-
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$ |
49,999.99 |
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$ |
50,000 |
-
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$ |
99,999.99 |
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$ |
100,000 |
+
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|
|
|
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$ |
2,000 |
-
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$ |
9,999.99 |
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$ |
10,000 |
-
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$ |
24,999.99 |
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$ |
25,000 |
-
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$ |
49,999.99 |
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$ |
50,000 |
-
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$ |
99,999.99 |
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$ |
100,000 |
+
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Check Orders |
Fees Vary |
Fees Vary |
Fees Vary |
Standard Style Free |
Specialty Checks
(1 Box Per Year or $8 Towards Any Style) |
Specialty Checks
(1 Box Per Year or $8 Towards Any Style) |
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Check Writing/Withdrawals |
Unlimited |
Unlimited |
Preauthorized, automatic or telephone transfers, withdrawals by check, draft, debit
card or similar order to third parties are limited to six per month.
Fee of $10 per item for excessive withdrawals. Unlimited transactions can be made
at the teller line. |
Unlimited |
Unlimited |
Unlimited |
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Check SafeKeeping |
Free
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Free |
Free |
Free |
Free |
Free
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EasyCheck Imaging |
$2 Per Month
(Optional) |
Free
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N/A |
Free
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Free |
Free |
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ATM Card Annual Fee |
Free |
Free
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Free |
Free
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Free |
Free |
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Debit Card Annual Fee |
Free
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Free
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Free
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Free
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Free
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Free
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Package Benefits |
N/A |
N/A
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N/A |
- 1/4% Higher Interest on CDs 1-Year or Longer
(promotional CDs not included)
- Free Traveler's Checks
(1 Signature Style)
- Free Official Checks
(Limit 5 Per Month)
- Free Money Orders
(Where Available)
- 50% Discount on Small Safe Deposit Box
(Where Available)
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Balances over $25,000 in the Account Will Receive:
- Same as Ultimate Checking
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Balances over $25,000 in the Account Will Receive:
- Free Traveler's Checks
(1 Signature Style)
- Premium CD Interest with Relationship Above $100,000
- Free Official Checks
(Limit 5 Per Month)
- 50% Discount on Small Safe Deposit Box
(Where Available)
- One Domestic Wire Per Month
(At No Charge)
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Checking Reserve Overdraft Protection* |
$20 Annual Fee |
$20 Annual Fee
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$20 Annual Fee |
$20 Annual Fee
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$20 Annual Fee
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$20 Annual Fee
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Additional Benefits |
- 24-Hour TeleBanc
- BankAtEase™ with Free Bill Pay
- IDSafeShield
(Recovery and Education)
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- 24-Hour TeleBanc
- BankAtEase™ with Free Bill Pay
- IDSafeChoice
(Recovery and Education)
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- 24-Hour TeleBanc
- BankAtEase™ with Free Bill Pay
- IDSafeChoice
(Recovery and Education)
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- 24-Hour TeleBanc
- BankAtEase™ with Free Bill Pay
- IDSafeChoice
(Recovery and Education)
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- 24-Hour TeleBanc
- BankAtEase™ with Free Bill Pay
- IDSafeChoice Enhanced
(Recovery, Education & Expense Reimbursement Feature)
- Opportunity to earn higher rates of interest (depending on the balances in the account) more than the 0.25% maximum.
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- 24-Hour TeleBanc
- BankAtEase™ with Free Bill Pay
- IDSafeChoice Enhanced
(Recovery, Education & Expense Reimbursement Feature)
- Balances are fully insured by FDIC until December 31, 2013
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Apply Now
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Apply Now
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Apply Now
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Apply Now
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Apply Now
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Apply Now
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*Credit qualification required.
1 As a participant in the Transaction Account Guarantee Program,
your non-interest bearing transaction accounts and interest bearing accounts that
earn 0.25% interest or less with Premier Bank now have unlimited FDIC deposit insurance
coverage. This insurance is in addition to the
FDIC's normal deposit insurance coverage of $250,000. Coverage under the Transaction Account Guarantee Program is in addition
to and separate from the coverage available under the FDIC’s general deposit insurance
rules.
2 Product available through December 31, 2010, unless the FDIC extends
the Transaction Account Guarantee Program.
3 Paper statements available for $5 per month.
4 Mention at time of applicaion, redeem at closing, not redeemable for cash.
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Equal Housing Lender