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  FDIC Disclosure

May 20, 2009

Your bank deposits are safe at Premier Bank with FDIC insurance coverage now up to $250,000 per depositor.

If you have deposits over $250,000 there is additional FDIC insurance coverage based on how we can structure your accounts, making sure those funds are also safe.

The extension announced on May 20, 2009, does not apply to the Transaction Account Guarantee Program. The unlimited coverage under the Transaction Account Guarantee Program is only in effect for depositors at participating institutions through December 31, 2010.




Transaction Account Guarantee Program 
Premier Bank is participating in FDIC's Transaction Account Guarantee Program.
Under the Program, through December 31, 2010, all non-interest bearing
transaction accounts and interest bearing accounts (not including Money Market
Accounts, UltimateSelect Checking and BusinessSelect NOW Accounts) that earn
0.25% interest or less with Premier Bank now have unlimited FDIC deposit
insurance coverage. Coverage under the Transaction Account Guarantee Program
is in addition to and separate from the coverage available under the FDIC's general
deposit insurance rules. 

Transaction Account Guarantee Program Q and A


If you have any specific questions regarding FDIC Insurance Coverage, please
contact the bank directly or click on the FDIC website link below for detailed
consumer information.


FDIC Consumer Information

FDIC Insurance Video





FDIC to Provide Quick Tips for Consumers Over the Internet
New service announced in conjunction with National Consumer Protection Week


At any age or stage in life, it's important to stay informed about ways to save and protect your money. The FDIC, in observance of National Consumer Protection Week (NCPW) March 7-13 and its theme of helping people of all ages exercise their consumer rights, announced today that the agency will begin to regularly deliver timely tips on money management on the agency's Web site and through an e-mail subscription service.

The first five tips will be issued during NCPW – one each day – beginning Monday, March 8. Starting the following Monday, the tips will be provided on a weekly basis as the FDIC "Consumer Tip of the Week." Topics will range from saving and borrowing money to protecting money with FDIC insurance and avoiding financial fraud.

The FDIC's "Consumer Tip of the Week" may be found at www.fdic.gov/consumertips. Consumers, members of the media, financial educators and anyone else interested in receiving the tips automatically in e-mails should subscribe to the "Consumer Tip of the Week" using the e-mail update link on this Web page.

For more information about the FDIC's educational programs and service for consumers, including a toll-free Call Center, free videos and brochures, current and past issues of FDIC Consumer News (including the Spring 2008 special edition entitled "Money Tips for All Ages: Your Finances at Different Stages of Life"), and the Money Smart financial education curriculum (one version for adults and one for young adults), visit www.fdic.gov or call 1-877-ASK-FDIC (1-877-275-3342). The FDIC also has added a special Web page about National Consumer Protection Week at www.fdic.gov/ncpw that features quick links to several of the agency's products for consumers.




We want to hear from you. Contact us at info@premier-bk.com

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